When you save in euro’s for a minimum five year term you will receive, because of inflation effects on the euro, an annual wage-and price compensation payment. This compensation is equal to the average annual wage increase in the Netherlands. In this way your savings retain their value (purchasing power). For 2013 this would amount to +/- 2,5% yearly. Regular banks gave, on average 1,83% in 2013. This means: Your savings are losing value when you keep them with a regular bank.
To start with Euros can be exchanged into URAs at an exchange rate of one to one. As the turnover from euros to URAs increases, so does the investment programme for underlying assets. The URA will then enter phase 2. The value of the URA will rise against the euro. The URA is an internal currency that the B of Joy members use freely among themselves. The URA is more stable in value than gold. This is because all investments under and with the URA are placed in the real economy. These investments provide a fixed, financial, environmental, emotional and social return (f.e.e.s) on capital over a period of five years. More info about the URA.
The Blue Economy and other ideas that the B of Joy members put forward in the general meeting. For example: A 30 year investment in solar-energy will give about 3% to 4% yield a year on your savings-investment account. That means more security in the accumulation of funds in relation to your current pension scheme. The investments are of service to people who will use them.