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Financial

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and natural
growth, click
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For more about a good stewardship of all life, click here

Ecological

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stewardship of
all life, click
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Emotional

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trust and joy,
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Social

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  • A cooperative fairtrade pro-life financial
    platform in formation
    B of Joy is a citizens’ initiative by professionals. We will
    introduce the fixed-value currency ‘URA’. We don’t use
    interest, and for this reason, we are the first sustainable
    financial initiative in Europe. Interest is like a parasite:
    it causes shortages and crises just like the current global
    crisis. Instead of interest, we offer Financial, Ecological,
    Emotional and Social returns (F.E.E.S.), on the basis of
    natural growth. We invest in local economies and
    sustainable projects for a healthy and just society:
    a financial platform of, for and by the people, in which
    we will manage our money ourselves. For 25 euros you
    can join. For 100 euros you can become co-owner.
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News

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B of Joy news,
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Lectures

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the B of Joy
lectures

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Interviews

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the B of Joy
interviews

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Team members

Click the
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introduction
of our Team