B of Joy is a citizens’ initiative by professionals. We will
introduce the fixed-value currency ‘URA’. As soon as we
have more than 10,000 members, we will apply for a
banking license. We don’t use interest, and for this
reason, we are the first sustainable financial initiative in
Europe. Interest is like a parasite: it causes shortages and
crises just like the current global crisis. Instead of interest,
we offer Financial, Ecological, Emotional and Social returns
(F.E.E.S.), on the basis of natural growth. We invest in local
economies and sustainable projects for a healthy and just
society: a bank of, for and by the people, in which we will
manage our money ourselves. For 25 euros you can join.
For 100 euros you can become part-owner.