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Financial

For stable value
and natural
growth, click
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For more about a good stewardship of all life, click here

Ecological

For a good
stewardship of
all life, click
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Emotional

For connecting,
trust and joy,
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Social

For innovation
and compassion,
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  • A cooperative fairtrade pro-life bank in formation
    B of Joy is a citizens initiative by professionals. We will
    introduce the fixed value currency URA and as soon as
    we have more than 10.000 members we will apply for a
    banking license. We don’t use interest and because of
    this, we are the first real sustainable financial initiative
    in Europe. Interest is like a parasite. It causes shortages
    and crisis just like the current crisis. Instead of interest we
    do offer: Financial, Ecological, Emotional and Social returns
    (F.E.E.S), on the basis of natural growth. We invest in local
    economies and sustainable projects for a healthy and just
    society. A bank of, for and by the people in which we will
    manage our money ourselves. For 25 euro you can join in.
    For 100 euro you can become part-owner.
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News

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B of Joy news,
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Lectures

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the B of Joy
lectures

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Interviews

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the B of Joy
interviews

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Team members

Click the
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introduction
of our Team